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Thank you for considering Paschal Air, Plumbing & Electric as your service provider. We are proud to serve Arkansas, Missouri, OKlahoma & Missouri for more than 50+ years. You can rest easy because whatever your air, plumbing or electrical needs may be – there’s nothing we can’t handle. It’s our passion and it’s our promise to you, one that we proudly stand behind. Avoid the hassle – go with Paschal!

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heating and AC, plumbing & electric 479.900.0784

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February 24, 2023

Understanding MERV Ratings: A Comprehensive Guide for Homeowners



HVAC filters are an essential component of your heating and cooling system, responsible for keeping the air in your home clean and free of harmful contaminants. When it comes to choosing the right HVAC filter, one of the most important factors to consider is the MERV rating. In this article, we will explore what MERV ratings are, how they are determined, and what they mean for homeowners like you.

What is the Difference Between a MERV filter and a Standard HVAC Air Filter?

MERV stands for Minimum Efficiency Reporting Value and is a rating system used to measure the effectiveness of air filters. The MERV rating scale ranges from 1 to 20, with a higher rating indicating a more efficient filter. Regular air filters, on the other hand, do not have a MERV rating and are typically designed to protect your HVAC system rather than improve indoor air quality. The main difference between a MERV filter and a regular air filter is their ability to capture smaller particles. MERV filters are designed to trap tiny particles such as pollen, pet dander, and dust mites, whereas regular filters may only capture larger particles like dust and debris. MERV filters are often used in commercial settings, hospitals, and other buildings that require high air quality. They are also recommended for individuals with allergies or respiratory issues who need cleaner air to breathe. However, it’s important to note that MERV filters can restrict airflow more than regular air filters, which can lead to reduced HVAC efficiency and higher energy bills. Homeowners should consult with an HVAC professional to determine which type of filter is best for their needs.

What are MERV Ratings?

  • MERV stands for Minimum Efficiency Reporting Value, and it is a rating system used to measure the effectiveness of air filters.
  • The MERV rating scale ranges from 1 to 16, with higher numbers indicating greater filtering efficiency.
  • MERV ratings are based on the size of particles that a filter can capture, with larger particles requiring a lower MERV rating and smaller particles requiring a higher MERV rating.

How MERV Ratings are Determined

MERV ratings are determined by a series of tests that evaluate the ability of a filter to capture particles of different sizes. The tests are performed in a controlled laboratory environment, using a standardized particle generator and an optical particle counter to measure the number of particles that pass through the filter. The results of these tests are then used to calculate the MERV rating, which reflects the filter’s ability to capture particles in the range of 0.3 to 10 microns.

What MERV Ratings Mean for Homeowners

When choosing an HVAC filter, it’s important to consider the MERV rating to ensure that you are getting the best possible air quality in your home.

The following is a guide to help you understand the different MERV ratings and what they mean for your home:

MERV Ratings 1-4: Basic Filtration

  • MERV ratings in this range are typically used for pre-filters or for basic filtration in residential homes.
  • Filters with a MERV rating of 1 to 4 are designed to capture larger particles such as dust, pollen, and pet dander.
  • While these filters are adequate for basic filtration, they will not be effective in removing smaller, potentially harmful particles such as mold spores, bacteria, and viruses.

MERV Ratings 5-8: Improved Filtration

  • Filters with a MERV rating of 5 to 8 are designed to capture larger particles as well as some smaller, potentially harmful particles such as mold spores and bacteria.
  • These filters are commonly used in homes, and they offer improved air quality compared to basic filters with a MERV rating of 1 to 4.

MERV Ratings 9-12: High Efficiency Filtration

  • Filters with a MERV rating of 9 to 12 are designed to capture a wide range of particles, including smaller, potentially harmful particles such as bacteria and viruses.
  • These filters are typically used in commercial and industrial settings, as well as in homes where there is a high level of air pollution or a concern for airborne illnesses.
  • However, it’s important to note that filters with a high MERV rating may also result in reduced air flow, which can place additional strain on your HVAC system.

MERV Ratings 13-16: Maximum Efficiency Filtration

  • Filters with a MERV rating of 13 to 16 are designed to capture the smallest and most harmful particles, including bacteria, viruses, and tobacco smoke.
  • These filters are typically used in cleanrooms and other highly controlled environments, and they offer the highest level of air filtration available.
  • However, it’s important to note that filters with a MERV rating of 13 to 16 are also the most restrictive, and can significantly reduce air flow in your HVAC system.

Choosing the Right MERV Rating for Your Home

The right MERV rating for your home will depend on several factors, including your personal health concerns, the air quality in your area, and the type of HVAC system you have. For most homeowners, a MERV rating of 5 to 8 is sufficient for improved air quality, while a MERV rating of 9 to 12 may be necessary for those with health concerns or for those who live in areas with high levels of air pollution. It’s also important to consider the impact that a high MERV rating may have on your HVAC system’s performance, and to consult with a professional HVAC technician if you are unsure which MERV rating is right for your home.

Choosing a Heating & Air Professional

Understanding MERV ratings is an important part of choosing the right HVAC filter for your home. By considering factors such as your personal health concerns, the air quality in your area, and the performance of your HVAC system, you can choose a filter with the right MERV rating to provide the best possible air quality in your home. With this knowledge, you can make an informed decision and take control of the air quality in your home. If you need help choosing the correct MERV rating air filter for your home, or have any questions relating to indoor air quality contact the professionals at Paschal Air, Plumbing & Electric today or schedule your next appointment online.